Disclaimer

1. Unlimited emergency ambulance services Australia-wide. For ambulance attendance or transportation to a hospital where immediate professional attention is required and your medical condition is such that you couldn’t be transported any other way
2. If you need to attend a public hospital accident and emergency department, Medibank will pay 100% of any ‘facility fee’ charged by the hospital for attending their accident and emergency department. The fee may not include all medical services provided and out-of-pocket expenses may apply such as for x-rays, blood tests and any charges raised by the doctor above the benefit we pay.
3. Medibank will only pay towards cancer-related surgery related to an Included service under your cover.
4. For Dental surgery performed by a dentist rather than a medical practitioner Medibank only pay benefits towards hospital charges. If the surgery is performed by a medical practitioner and an MBS item number is billed, Medibank will pay benefits towards the hospital and medical charges.
5. For Podiatric surgery Medibank only pay benefits towards hospital charges. There are no MBS items for podiatric surgery. This means Medibank also don’t pay any benefits towards the podiatric surgeon’s fees under Hospital cover and you could incur significant out-of-pocket expenses.
6. This cover includes benefits towards medical services provided by a doctor, that are listed in the government’s Medicare Benefits Schedule (MBS). The MBS is a list of medical services and corresponding fees. Medibank pays 100% of the MBS fee for:
   • general practitioner (GP) consultations
   • other medical services provided out-of-hospital (for example specialists, pathology and x-rays), except for Pregnancy and birth and Assisted reproductive services
   • in-hospital medical services provided as part of an Included service (for example surgeon and anaesthetist fees)
   • allied health services billed with an MBS item number (for example eye checks and services related to chronic disease and mental health management plans).
7. If you or any person on your membership sustains a substantial life-altering disability or a serious medical condition, as determined by Medibank, and needs to return to their home country, Medibank may arrange and pay the reasonable cost of travel with the appropriate medical supervision. In the unfortunate event of death, Medibank will pay the reasonable cost for the repatriation of mortal remains of you or anyone else on your membership to their home country. The provision of any repatriation benefit is at Medibank's discretion.